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Affordable Care Act (ACA)

The comprehensive health reform law that is also referred to as “Obamacare”. Under the ACA, individual medical plans are required to cover 10 “Essential Health Benefits(EHP)” to be recognized as a “Qualified Health Plan(QHP)” and provide “minimum essential coverage(MEC)” to enrollees. Residents of certain states may not be able to enroll in ACA-compliant health insurance through Smart Insurance IQ Inc. To see all available data on QHP options in your state, go to the Health Insurance Marketplace website at www.healthcare.gov. Premium tax credits are not guaranteed and are subject to eligibility requirements determined in the Marketplace.

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